{"$schema": "https://iptc.org/std/ninjs/ninjs-schema_3.2.json", "uri": "urn:newsml:wireva.mib.news:item:25f9f048-5e57-431a-bb8f-46e89b8510b0", "type": "text", "profile": "standard", "version": "1", "versioncreated": "2026-10-17T08:05:17.222486Z", "firstcreated": "2026-10-17T08:01:45.765798Z", "pubstatus": "usable", "urgency": 5, "language": "de", "headline": "Bauzinsen steigen bei einigen Banken über fünf Prozent", "byline": "Christoph Reichert", "located": "Germany", "copyrightholder": "Haydamax OÜ", "copyrightnotice": "Wireva / Grenzah", "usageterms": "Monitoring item. Headline, short extract and the source link may be shown. Do not republish the full text.", "description_text": "Die Baufinanzierung wird für Hauskäufer und Bauherren teurer. Bei manchen Instituten liegen die Zinsen für Immobilienkredite bereits über der Fünf-Prozent-Marke, auch Anschlussfinanzierungen kosten deutlich mehr. Die Konditionen unterscheiden sich je nach Bank erheblich.", "altids": {"mosaic": "25f9f048-5e57-431a-bb8f-46e89b8510b0", "story": "9f6ee1a3-320b-4e0c-9f1f-2c138e7559d9", "slug": "bauzinsen-steigen-bei-einigen-banken-uber-funf-prozent"}, "subject": [{"name": "Economy and business", "rel": "direct", "literal": "economy", "code": "medtop:04000000", "scheme": "http://cv.iptc.org/newscodes/mediatopic/", "uri": "http://cv.iptc.org/newscodes/mediatopic/04000000"}], "place": [{"name": "Germany", "literal": "de", "code": "DE", "scheme": "http://cv.iptc.org/newscodes/countrycodes/"}], "person": [], "organisation": [], "genre": [{"name": "Standard story", "literal": "standard"}], "service": [{"name": "Wireva", "literal": "wireva"}], "body_text": "Die Baufinanzierung wird für Hauskäufer und Bauherren teurer. Bei manchen Instituten liegen die Zinsen für Immobilienkredite bereits über der Fünf-Prozent-Marke, auch Anschlussfinanzierungen kosten deutlich mehr. Die Konditionen unterscheiden sich je nach Bank erheblich.", "extra_body_note": "Extract only — see rights.class = link_only.", "associations": {"featuremedia": {"uri": "urn:newsml:wireva.mib.news:media:8e72ab03-e71e-4148-9942-a5c2b011da64", "type": "picture", "version": "1", "pubstatus": "usable", "headline": "Zins-Zitterpartie: Wenn der Hausbau zur Rechenaufgabe wird", "description_text": "Bauzinsen steigen bei einigen Banken über fünf Prozent", "copyrightholder": "media0.faz.net", "copyrightnotice": "Zins-Zitterpartie: Wenn der Hausbau zur Rechenaufgabe wird", "usageterms": "Picture belongs to the source publication: address and terms are delivered, the file is not.", "altids": {"wireva": "8e72ab03-e71e-4148-9942-a5c2b011da64"}, "extra": {"wireva:delivery_mode": "link_only", "wireva:rights": {"licence": "", "licence_url": "", "licence_raw": "RSS source", "licence_verified_at": "2026-10-17T08:05:17.235124Z", "attribution_required": true, "attribution_text": "Zins-Zitterpartie: Wenn der Hausbau zur Rechenaufgabe wird", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": false, "share_alike_required": false}, "wireva:provenance": {"creator": "", "source_name": "media0.faz.net", "source_url": "https://media0.faz.net/image/15ec6bbdf43d/w6144h3456x0y191/202604/43601.0.2012922555/die-bauzinsen-sind-deutlich.webp", "source_page_url": "https://media0.faz.net/image/15ec6bbdf43d/w6144h3456x0y191/202604/43601.0.2012922555/die-bauzinsen-sind-deutlich.webp", "our_page_url": "https://grenzah.com/wirtschaft/bauzinsen-steigen-bei-einigen-banken-uber-funf-prozent/"}, "wireva:role": "lead"}, "renditions": {"source": {"href": "https://media0.faz.net/image/15ec6bbdf43d/w6144h3456x0y191/202604/43601.0.2012922555/die-bauzinsen-sind-deutlich.webp", "mimetype": "image/jpeg"}}}}, "extra": {"wireva:story": {"uri": "urn:newsml:wireva.mib.news:story:9f6ee1a3-320b-4e0c-9f1f-2c138e7559d9", "slug": "trump-sospende-le-sanzioni-alla-russia-con-un-ordine-esecutivo-20261017", "status": "updated", "languages": ["de", "en", "it", "ro"], "item_count": 7, "is_breaking": false}, "wireva:rights": {"class": "link_only", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": true, "share_alike_required": false, "attribution_required": true, "attribution_text": "Wireva / Grenzah", "canonical_required": true, "canonical_url": "https://grenzah.com/wirtschaft/bauzinsen-steigen-bei-einigen-banken-uber-funf-prozent/", "linkback_required": true, "licence": "", "licence_url": "", "licensor": "Haydamax OÜ", "valid_until": null, "excerpt_max_chars": 280, "decided_by_rule": "derivation_failed", "needs_review": true}, "wireva:provenance": {"production_method": "automated", "ai_stages": {"editing": true, "drafting": true, "headline": true, "discovery": true, "classification": true, "image_selection": true, "source_collection": true, "cross_source_comparison": true}, "model": "", "human_reviewed": false, "reviewed_by": "", "reviewed_at": null, "editorial_control": true, "editorial_responsibility": "Haydamax OÜ (Wireva)", "factchecked": false, "verification_status": "multi_source", "independent_confirmations": 1, "official_source_used": false, "used_press_release": false, "public_interest": true, "ai_disclosure_required": true, "ai_disclosure_text": "Dieser Beitrag wurde mit KI-Unterstützung unter der redaktionellen Verantwortung von Haydamax OÜ erstellt.", "independence_check": {"status": "failed", "score": 0.75, "checked_at": "2026-10-17T08:05:17.232583Z"}}, "wireva:publication": {"name": "Grenzah", "domain": "grenzah.com", "country": "DE", "url": "https://grenzah.com/wirtschaft/bauzinsen-steigen-bei-einigen-banken-uber-funf-prozent/"}, "wireva:links": {"self": "https://wireva.mib.news/api/v1/items/25f9f048-5e57-431a-bb8f-46e89b8510b0", "html": "https://wireva.mib.news/item/25f9f048-5e57-431a-bb8f-46e89b8510b0/bauzinsen-steigen-bei-einigen-banken-uber-funf-prozent/", "story": "https://wireva.mib.news/story/trump-sospende-le-sanzioni-alla-russia-con-un-ordine-esecutivo-20261017/"}, "wireva:metrics": {"word_count": 293, "char_count": 2237, "reading_time_seconds": 160}}}