{"$schema": "https://iptc.org/std/ninjs/ninjs-schema_3.2.json", "uri": "urn:newsml:wireva.mib.news:item:2fe596ae-cf51-4508-b5f4-af2786952ea9", "type": "text", "profile": "standard", "version": "1", "versioncreated": "2026-09-30T06:04:57.317250Z", "firstcreated": "2026-09-30T06:00:54.758574Z", "pubstatus": "usable", "urgency": 5, "language": "de", "headline": "Neue Typklassen in der Kfz-Versicherung: Millionen Autofahrer zahlen mehr", "byline": "Theresa Jungmann", "located": "Germany", "copyrightholder": "Haydamax OÜ", "copyrightnotice": "Wireva / Waldshut Zeitung", "usageterms": "Subscribers may republish this item in full, including translation and trimming, with the credit “Wireva / Waldshut Zeitung”. Set rel=canonical to https://waldshut.org/wirtschaft/neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr/ when publishing on the web.", "description_text": "Der Gesamtverband der deutschen Versicherungswirtschaft hat die Typklassen für das kommende Jahr neu berechnet. Für 7,4 Millionen Autofahrer werden die Beiträge teurer, für 5,1 Millionen günstiger. Teure Autos und hohe Reparaturkosten treiben die Einstufungen nach oben.", "altids": {"mosaic": "2fe596ae-cf51-4508-b5f4-af2786952ea9", "story": "ada12763-88fd-4cee-a832-7ead30ef2a68", "slug": "neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr"}, "subject": [{"name": "Economy and business", "rel": "direct", "literal": "economy", "code": "medtop:04000000", "scheme": "http://cv.iptc.org/newscodes/mediatopic/", "uri": "http://cv.iptc.org/newscodes/mediatopic/04000000"}], "place": [{"name": "Germany", "literal": "de", "code": "DE", "scheme": "http://cv.iptc.org/newscodes/countrycodes/"}], "person": [], "organisation": [], "genre": [{"name": "Standard story", "literal": "standard"}], "service": [{"name": "Wireva", "literal": "wireva"}], "associations": {"featuremedia": {"uri": "urn:newsml:wireva.mib.news:media:e2a57190-9cad-4619-90d5-1c82554df243", "type": "picture", "version": "1", "pubstatus": "usable", "headline": "Teure Autos, teure Reparaturen: Neue Typklassen in der Versicherung für MiIlionen Autofahrer", "description_text": "Neue Typklassen in der Kfz-Versicherung: Millionen Autofahrer zahlen mehr", "copyrightholder": "image.stern.de", "copyrightnotice": "Teure Autos, teure Reparaturen: Neue Typklassen in der Versicherung für MiIlionen Autofahrer", "usageterms": "Picture belongs to the source publication: address and terms are delivered, the file is not.", "altids": {"wireva": "e2a57190-9cad-4619-90d5-1c82554df243"}, "extra": {"wireva:delivery_mode": "link_only", "wireva:rights": {"licence": "", "licence_url": "", "licence_raw": "RSS source", "licence_verified_at": "2026-09-30T06:04:57.332807Z", "attribution_required": true, "attribution_text": "Teure Autos, teure Reparaturen: Neue Typklassen in der Versicherung für MiIlionen Autofahrer", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": false, "share_alike_required": false}, "wireva:provenance": {"creator": "", "source_name": "image.stern.de", "source_url": "https://image.stern.de/38327468/t/Tk/v1/w1440/r1.7778/-/30--h4rn7z5mzev17axs2048jpeg---49082b885eef9693.jpg", "source_page_url": "https://image.stern.de/38327468/t/Tk/v1/w1440/r1.7778/-/30--h4rn7z5mzev17axs2048jpeg---49082b885eef9693.jpg", "our_page_url": "https://waldshut.org/wirtschaft/neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr/"}, "wireva:role": "lead"}, "renditions": {"source": {"href": "https://image.stern.de/38327468/t/Tk/v1/w1440/r1.7778/-/30--h4rn7z5mzev17axs2048jpeg---49082b885eef9693.jpg", "mimetype": "image/jpeg"}}}}, "extra": {"wireva:story": {"uri": "urn:newsml:wireva.mib.news:story:ada12763-88fd-4cee-a832-7ead30ef2a68", "slug": "neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr-20260930", "status": "updated", "languages": ["de", "uk"], "item_count": 5, "is_breaking": false}, "wireva:rights": {"class": "agency_original", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": true, "share_alike_required": false, "attribution_required": true, "attribution_text": "Wireva / Waldshut Zeitung", "canonical_required": true, "canonical_url": "https://waldshut.org/wirtschaft/neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr/", "linkback_required": true, "licence": "", "licence_url": "", "licensor": "Haydamax OÜ", "valid_until": null, "excerpt_max_chars": 0, "decided_by_rule": "agency_original_borderline", "needs_review": true}, "wireva:provenance": {"production_method": "automated", "ai_stages": {"editing": true, "drafting": true, "headline": true, "discovery": true, "classification": true, "image_selection": true, "source_collection": true, "cross_source_comparison": true}, "model": "", "human_reviewed": false, "reviewed_by": "", "reviewed_at": null, "editorial_control": true, "editorial_responsibility": "Haydamax OÜ (Wireva)", "factchecked": false, "verification_status": "multi_source", "independent_confirmations": 3, "official_source_used": false, "used_press_release": false, "public_interest": true, "ai_disclosure_required": true, "ai_disclosure_text": "Dieser Beitrag wurde mit KI-Unterstützung unter der redaktionellen Verantwortung von Haydamax OÜ erstellt.", "independence_check": {"status": "borderline", "score": 0.5, "checked_at": "2026-09-30T06:04:57.329905Z"}}, "wireva:publication": {"name": "Waldshut Zeitung", "domain": "waldshut.org", "country": "DE", "url": "https://waldshut.org/wirtschaft/neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr/"}, "wireva:links": {"self": "https://wireva.mib.news/api/v1/items/2fe596ae-cf51-4508-b5f4-af2786952ea9", "html": "https://wireva.mib.news/item/2fe596ae-cf51-4508-b5f4-af2786952ea9/neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr/", "story": "https://wireva.mib.news/story/neue-typklassen-in-der-kfz-versicherung-millionen-autofahrer-zahlen-mehr-20260930/"}, "wireva:metrics": {"word_count": 457, "char_count": 3256, "reading_time_seconds": 233}}}