{"$schema": "https://iptc.org/std/ninjs/ninjs-schema_3.2.json", "uri": "urn:newsml:wireva.mib.news:item:73cb4ced-d197-4a51-ab3a-810746ef284c", "type": "text", "profile": "standard", "version": "1", "versioncreated": "2026-10-01T18:04:59.458134Z", "firstcreated": "2026-10-01T18:01:16.718504Z", "pubstatus": "usable", "urgency": 5, "language": "en", "headline": "Goldman Sachs survey finds 8 in 10 Gen Z and millennials hold two jobs as affordability crisis stalls retirement saving", "byline": "Bethany Hadley", "located": "United Kingdom", "copyrightholder": "Haydamax OÜ", "copyrightnotice": "Wireva / Hublcore", "usageterms": "Monitoring item. Headline, short extract and the source link may be shown. Do not republish the full text.", "description_text": "A Goldman Sachs retirement survey shows 80% of Gen Z and 77% of millennials take on extra work, with most saying they could not make ends meet without it. The bank warns housing costs are crowding out retirement saving, while many older workers retire earlier than planned.", "altids": {"mosaic": "73cb4ced-d197-4a51-ab3a-810746ef284c", "story": "99c5ccc2-7892-4bdc-8c68-d8935428eb37", "slug": "goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving"}, "subject": [{"name": "Economy and business", "rel": "direct", "literal": "economy", "code": "medtop:04000000", "scheme": "http://cv.iptc.org/newscodes/mediatopic/", "uri": "http://cv.iptc.org/newscodes/mediatopic/04000000"}], "place": [{"name": "United Kingdom", "literal": "gb", "code": "GB", "scheme": "http://cv.iptc.org/newscodes/countrycodes/"}], "person": [], "organisation": [], "genre": [{"name": "Standard story", "literal": "standard"}], "service": [{"name": "Wireva", "literal": "wireva"}], "body_text": "A Goldman Sachs retirement survey shows 80% of Gen Z and 77% of millennials take on extra work, with most saying they could not make ends meet without it. The bank warns housing costs are crowding out retirement saving, while many older workers retire earlier than planned.", "extra_body_note": "Extract only — see rights.class = link_only.", "associations": {"featuremedia": {"uri": "urn:newsml:wireva.mib.news:media:78dda7f0-1941-45af-bc85-b185fc79514d", "type": "picture", "version": "1", "pubstatus": "usable", "headline": "8 in 10 Gen Z and millennials have two jobs to make ends meet, Goldman Sachs finds, as the affordability crisis ‘crowds out’ any retirement hopes", "description_text": "Goldman Sachs survey finds 8 in 10 Gen Z and millennials hold two jobs as affordability crisis stalls retirement saving", "copyrightholder": "fortune.com", "copyrightnotice": "8 in 10 Gen Z and millennials have two jobs to make ends meet, Goldman Sachs finds, as the affordability crisis ‘crowds out’ any retirement hopes", "usageterms": "Picture belongs to the source publication: address and terms are delivered, the file is not.", "altids": {"wireva": "78dda7f0-1941-45af-bc85-b185fc79514d"}, "extra": {"wireva:delivery_mode": "link_only", "wireva:rights": {"licence": "", "licence_url": "", "licence_raw": "RSS source", "licence_verified_at": "2026-10-01T18:04:59.471545Z", "attribution_required": true, "attribution_text": "8 in 10 Gen Z and millennials have two jobs to make ends meet, Goldman Sachs finds, as the affordability crisis ‘crowds out’ any retirement hopes", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": false, "share_alike_required": false}, "wireva:provenance": {"creator": "", "source_name": "fortune.com", "source_url": "https://fortune.com/img-assets/wp-content/uploads/2026/10/GettyImages-2276481197-e1790867022556.jpg?w=2048", "source_page_url": "https://fortune.com/img-assets/wp-content/uploads/2026/10/GettyImages-2276481197-e1790867022556.jpg?w=2048", "our_page_url": "https://hublcore.com/economy/goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving/"}, "wireva:role": "lead"}, "renditions": {"source": {"href": "https://fortune.com/img-assets/wp-content/uploads/2026/10/GettyImages-2276481197-e1790867022556.jpg?w=2048", "mimetype": "image/jpeg"}}}}, "extra": {"wireva:story": {"uri": "urn:newsml:wireva.mib.news:story:99c5ccc2-7892-4bdc-8c68-d8935428eb37", "slug": "goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving-20261001", "status": "developing", "languages": ["en"], "item_count": 1, "is_breaking": false}, "wireva:rights": {"class": "link_only", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": true, "share_alike_required": false, "attribution_required": true, "attribution_text": "Wireva / Hublcore", "canonical_required": true, "canonical_url": "https://hublcore.com/economy/goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving/", "linkback_required": true, "licence": "", "licence_url": "", "licensor": "Haydamax OÜ", "valid_until": null, "excerpt_max_chars": 280, "decided_by_rule": "derivation_failed", "needs_review": true}, "wireva:provenance": {"production_method": "automated", "ai_stages": {"editing": true, "drafting": true, "headline": true, "discovery": true, "classification": true, "image_selection": true, "source_collection": true, "cross_source_comparison": true}, "model": "", "human_reviewed": false, "reviewed_by": "", "reviewed_at": null, "editorial_control": true, "editorial_responsibility": "Haydamax OÜ (Wireva)", "factchecked": false, "verification_status": "single_source", "independent_confirmations": 0, "official_source_used": false, "used_press_release": false, "public_interest": true, "ai_disclosure_required": true, "ai_disclosure_text": "This item was produced with AI assistance under the editorial responsibility of Haydamax OÜ.", "independence_check": {"status": "failed", "score": 0.734, "checked_at": "2026-10-01T18:04:59.469108Z"}}, "wireva:publication": {"name": "Hublcore", "domain": "hublcore.com", "country": "GB", "url": "https://hublcore.com/economy/goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving/"}, "wireva:links": {"self": "https://wireva.mib.news/api/v1/items/73cb4ced-d197-4a51-ab3a-810746ef284c", "html": "https://wireva.mib.news/item/73cb4ced-d197-4a51-ab3a-810746ef284c/goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving/", "story": "https://wireva.mib.news/story/goldman-sachs-survey-finds-8-in-10-gen-z-and-millennials-hold-two-jobs-as-affordability-crisis-stalls-retirement-saving-20261001/"}, "wireva:metrics": {"word_count": 613, "char_count": 3836, "reading_time_seconds": 274}}}