{"$schema": "https://iptc.org/std/ninjs/ninjs-schema_3.2.json", "uri": "urn:newsml:wireva.mib.news:item:9635ef25-2b50-4d00-a6bf-41d1c4b5ed64", "type": "text", "profile": "update", "version": "1", "versioncreated": "2026-09-10T19:02:16.933041Z", "firstcreated": "2026-09-10T19:00:25.075171Z", "pubstatus": "usable", "urgency": 5, "language": "en", "headline": "HOA Records Can Expose Homeowner Data to Scammers, State Laws Offer Limited Protection", "byline": "Gavin Kendall", "located": "United States", "copyrightholder": "Haydamax OÜ", "copyrightnotice": "Wireva / Cronkite", "usageterms": "Monitoring item. Headline, short extract and the source link may be shown. Do not republish the full text.", "description_text": "Homeowners association records — meeting minutes, membership lists and other documents — can reveal personal details that scammers use to make fraudulent calls and messages more convincing. California law offers an opt-out, but rules vary widely by state.", "altids": {"mosaic": "9635ef25-2b50-4d00-a6bf-41d1c4b5ed64", "story": "8403bb40-018e-405a-97fe-47a26af2fea5", "slug": "hoa-records-can-expose-homeowner-data-to-scammers-state-laws-offer-limited-protection"}, "subject": [{"name": "Society", "rel": "direct", "literal": "society", "code": "medtop:14000000", "scheme": "http://cv.iptc.org/newscodes/mediatopic/", "uri": "http://cv.iptc.org/newscodes/mediatopic/14000000"}], "place": [{"name": "United States", "literal": "us", "code": "US", "scheme": "http://cv.iptc.org/newscodes/countrycodes/"}], "person": [], "organisation": [], "genre": [{"name": "Updated story", "literal": "update"}], "service": [{"name": "Wireva", "literal": "wireva"}], "body_text": "Homeowners association records — meeting minutes, membership lists and other documents — can reveal personal details that scammers use to make fraudulent calls and messages more convincing. California law offers an opt-out, but rules vary widely by state.", "extra_body_note": "Extract only — see rights.class = link_only.", "associations": {"featuremedia": {"uri": "urn:newsml:wireva.mib.news:media:8e68c52e-3163-4661-b752-ed8ee9dc3881", "type": "picture", "version": "1", "pubstatus": "usable", "headline": "What your HOA may be putting online about you", "description_text": "HOA Records Can Expose Homeowner Data to Scammers, State Laws Offer Limited Protection", "copyrightholder": "a57.foxnews.com", "copyrightnotice": "What your HOA may be putting online about you", "usageterms": "Picture belongs to the source publication: address and terms are delivered, the file is not.", "altids": {"wireva": "8e68c52e-3163-4661-b752-ed8ee9dc3881"}, "extra": {"wireva:delivery_mode": "link_only", "wireva:rights": {"licence": "", "licence_url": "", "licence_raw": "RSS source", "licence_verified_at": "2026-09-10T19:02:16.958214Z", "attribution_required": true, "attribution_text": "What your HOA may be putting online about you", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": false, "share_alike_required": false}, "wireva:provenance": {"creator": "", "source_name": "a57.foxnews.com", "source_url": "https://a57.foxnews.com/static.foxnews.com/foxnews.com/content/uploads/2026/07/931/523/on-vaction-home-robbery.jpg?ve=1&tl=1", "source_page_url": "https://a57.foxnews.com/static.foxnews.com/foxnews.com/content/uploads/2026/07/931/523/on-vaction-home-robbery.jpg?ve=1&tl=1", "our_page_url": "https://cronkite.online/society/hoa-records-can-expose-homeowner-data-to-scammers-state-laws-offer-limited-protection/"}, "wireva:role": "lead"}, "renditions": {"source": {"href": "https://a57.foxnews.com/static.foxnews.com/foxnews.com/content/uploads/2026/07/931/523/on-vaction-home-robbery.jpg?ve=1&tl=1", "mimetype": "image/jpeg"}}}}, "extra": {"wireva:story": {"uri": "urn:newsml:wireva.mib.news:story:8403bb40-018e-405a-97fe-47a26af2fea5", "slug": "netflix-crew-girl-20260910", "status": "updated", "languages": ["de", "en", "es", "fr", "it", "nl", "pl", "sv", "uk"], "item_count": 35, "is_breaking": false}, "wireva:rights": {"class": "link_only", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": true, "share_alike_required": false, "attribution_required": true, "attribution_text": "Wireva / Cronkite", "canonical_required": true, "canonical_url": "https://cronkite.online/society/hoa-records-can-expose-homeowner-data-to-scammers-state-laws-offer-limited-protection/", "linkback_required": true, "licence": "", "licence_url": "", "licensor": "Haydamax OÜ", "valid_until": null, "excerpt_max_chars": 280, "decided_by_rule": "derivation_failed", "needs_review": true}, "wireva:provenance": {"production_method": "automated", "ai_stages": {"editing": true, "drafting": true, "headline": true, "discovery": true, "classification": true, "image_selection": true, "source_collection": true, "cross_source_comparison": true}, "model": "", "human_reviewed": false, "reviewed_by": "", "reviewed_at": null, "editorial_control": true, "editorial_responsibility": "Haydamax OÜ (Wireva)", "factchecked": false, "verification_status": "multi_source", "independent_confirmations": 2, "official_source_used": false, "used_press_release": false, "public_interest": true, "ai_disclosure_required": true, "ai_disclosure_text": "This item was produced with AI assistance under the editorial responsibility of Haydamax OÜ.", "independence_check": {"status": "failed", "score": 0.873, "checked_at": "2026-09-10T19:02:16.955528Z"}}, "wireva:publication": {"name": "Cronkite", "domain": "cronkite.online", "country": "US", "url": "https://cronkite.online/society/hoa-records-can-expose-homeowner-data-to-scammers-state-laws-offer-limited-protection/"}, "wireva:links": {"self": "https://wireva.mib.news/api/v1/items/9635ef25-2b50-4d00-a6bf-41d1c4b5ed64", "html": "https://wireva.mib.news/item/9635ef25-2b50-4d00-a6bf-41d1c4b5ed64/hoa-records-can-expose-homeowner-data-to-scammers-state-laws-offer-limited-protection/", "story": "https://wireva.mib.news/story/netflix-crew-girl-20260910/"}, "wireva:metrics": {"word_count": 657, "char_count": 4456, "reading_time_seconds": 318}}}