{"$schema": "https://iptc.org/std/ninjs/ninjs-schema_3.2.json", "uri": "urn:newsml:wireva.mib.news:story:50fdf6d7-210b-4ded-b46c-b625ca293493", "type": "composite", "version": "1", "versioncreated": "2026-10-30T09:50:22.052181Z", "firstcreated": "2026-10-30T09:50:22.052181Z", "pubstatus": "usable", "language": "en", "headline": "UK house price growth slows to near three-year low as mortgage costs bite", "description_text": "Annual house price growth in the UK has slowed to its weakest level since early 2024, with Nationwide reporting monthly property value growth of 0.5 per cent in October as higher mortgage costs weigh on buyers.", "associations": {"item-0": {"$schema": "https://iptc.org/std/ninjs/ninjs-schema_3.2.json", "uri": "urn:newsml:wireva.mib.news:item:ff845020-e1a2-4696-b1a9-192b8753bb05", "type": "text", "profile": "standard", "version": "1", "versioncreated": "2026-10-30T09:50:35.088452Z", "firstcreated": "2026-10-30T09:50:22.052181Z", "pubstatus": "usable", "urgency": 5, "language": "en", "headline": "UK house price growth slows to near three-year low as mortgage costs bite", "byline": "Harriet Beaumont", "located": "United Kingdom", "copyrightholder": "Haydamax OÜ", "copyrightnotice": "Wireva / The Bizzi Route", "usageterms": "Monitoring item. Headline, short extract and the source link may be shown. Do not republish the full text.", "description_text": "Annual house price growth in the UK has slowed to its weakest level since early 2024, with Nationwide reporting monthly property value growth of 0.5 per cent in October as higher mortgage costs weigh on buyers.", "altids": {"mosaic": "ff845020-e1a2-4696-b1a9-192b8753bb05", "story": "50fdf6d7-210b-4ded-b46c-b625ca293493", "slug": "uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite"}, "subject": [{"name": "Economy and business", "rel": "direct", "literal": "economy", "code": "medtop:04000000", "scheme": "http://cv.iptc.org/newscodes/mediatopic/", "uri": "http://cv.iptc.org/newscodes/mediatopic/04000000"}], "place": [{"name": "United Kingdom", "literal": "gb", "code": "GB", "scheme": "http://cv.iptc.org/newscodes/countrycodes/"}], "person": [], "organisation": [], "genre": [{"name": "Standard story", "literal": "standard"}], "service": [{"name": "Wireva", "literal": "wireva"}], "body_text": "Annual house price growth in the UK has slowed to its weakest level since early 2024, with Nationwide reporting monthly property value growth of 0.5 per cent in October as higher mortgage costs weigh on buyers.", "extra_body_note": "Extract only — see rights.class = link_only.", "associations": {"featuremedia": {"uri": "urn:newsml:wireva.mib.news:media:f0c15152-e5a1-4569-9dfa-160214010688", "type": "picture", "version": "1", "pubstatus": "usable", "headline": "UK house price growth hits near three-year low as mortgage costs bite", "description_text": "UK house price growth slows to near three-year low as mortgage costs bite", "copyrightholder": "static.independent.co.uk", "copyrightnotice": "UK house price growth hits near three-year low as mortgage costs bite", "usageterms": "Picture belongs to the source publication: address and terms are delivered, the file is not.", "altids": {"wireva": "f0c15152-e5a1-4569-9dfa-160214010688"}, "extra": {"wireva:delivery_mode": "link_only", "wireva:rights": {"licence": "", "licence_url": "", "licence_raw": "RSS source", "licence_verified_at": "2026-10-30T09:50:35.215138Z", "attribution_required": true, "attribution_text": "UK house price growth hits near three-year low as mortgage costs bite", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": false, "share_alike_required": false}, "wireva:provenance": {"creator": "", "source_name": "static.independent.co.uk", "source_url": "https://static.independent.co.uk/2026/04/23/9/43/GettyImages-83261876.jpeg?width=1200&auto=webp&trim=3%2C0%2C3%2C0", "source_page_url": "https://static.independent.co.uk/2026/04/23/9/43/GettyImages-83261876.jpeg?width=1200&auto=webp&trim=3%2C0%2C3%2C0", "our_page_url": "https://thebizziroute.com/economy/uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite/"}, "wireva:role": "lead"}, "renditions": {"source": {"href": "https://static.independent.co.uk/2026/04/23/9/43/GettyImages-83261876.jpeg?width=1200&auto=webp&trim=3%2C0%2C3%2C0", "mimetype": "image/jpeg"}}}}, "extra": {"wireva:story": {"uri": "urn:newsml:wireva.mib.news:story:50fdf6d7-210b-4ded-b46c-b625ca293493", "slug": "uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite-20261030", "status": "developing", "languages": ["en"], "item_count": 1, "is_breaking": false}, "wireva:rights": {"class": "link_only", "redistribution_allowed": false, "commercial_use_allowed": false, "modifications_allowed": true, "share_alike_required": false, "attribution_required": true, "attribution_text": "Wireva / The Bizzi Route", "canonical_required": true, "canonical_url": "https://thebizziroute.com/economy/uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite/", "linkback_required": true, "licence": "", "licence_url": "", "licensor": "Haydamax OÜ", "valid_until": null, "excerpt_max_chars": 280, "decided_by_rule": "derivation_failed", "needs_review": true}, "wireva:provenance": {"production_method": "automated", "ai_stages": {"editing": true, "drafting": true, "headline": true, "discovery": true, "classification": true, "image_selection": true, "source_collection": true, "cross_source_comparison": true}, "model": "", "human_reviewed": false, "reviewed_by": "", "reviewed_at": null, "editorial_control": true, "editorial_responsibility": "Haydamax OÜ (Wireva)", "factchecked": false, "verification_status": "multi_source", "independent_confirmations": 1, "official_source_used": false, "used_press_release": false, "public_interest": true, "ai_disclosure_required": true, "ai_disclosure_text": "This item was produced with AI assistance under the editorial responsibility of Haydamax OÜ.", "independence_check": {"status": "failed", "score": 0.857, "checked_at": "2026-10-30T09:50:35.194878Z"}, "sources": [{"url": "https://www.independent.co.uk/news/uk/home-news/uk-house-prices-nationwide-mortgage-interest-rates-b3076175.html", "title": "UK house price growth hits near three-year low as mortgage costs bite", "publisher": "independent.co.uk", "type": "rss", "role": "primary", "official": false, "retrieved_at": "2026-10-30T09:50:35.118042Z", "published_at": "2026-10-30T07:41:42Z"}, {"url": "https://www.standard.co.uk/business/money/nationwide-building-society-experts-middle-east-iran-b1302909.html", "title": "", "publisher": "standard.co.uk", "type": "rss", "role": "supporting", "official": false, "retrieved_at": "2026-10-30T09:50:35.124766Z", "published_at": null}, {"url": "https://www.standard.co.uk/news/politics/nationwide-building-society-iran-middle-east-b1302909.html", "title": "", "publisher": "standard.co.uk", "type": "rss", "role": "supporting", "official": false, "retrieved_at": "2026-10-30T09:50:35.128084Z", "published_at": null}]}, "wireva:publication": {"name": "The Bizzi Route", "domain": "thebizziroute.com", "country": "GB", "url": "https://thebizziroute.com/economy/uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite/"}, "wireva:links": {"self": "https://wireva.mib.news/api/v1/items/ff845020-e1a2-4696-b1a9-192b8753bb05", "html": "https://wireva.mib.news/item/ff845020-e1a2-4696-b1a9-192b8753bb05/uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite/", "story": "https://wireva.mib.news/story/uk-house-price-growth-slows-to-near-three-year-low-as-mortgage-costs-bite-20261030/"}, "wireva:metrics": {"word_count": 362, "char_count": 2277, "reading_time_seconds": 163}}}}, "extra": {"wireva:languages": ["en"], "wireva:status": "developing", "wireva:item_count": 1}}