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DXC Technology adds AI capabilities to insurance platform

DXC Technology has expanded its insurance software platform with new artificial intelligence capabilities, deepening the role of automation in claims, underwriting and policy administration as insurers face pressure to cut costs and speed up decisions.

DXC Technology has expanded its insurance platform with new artificial intelligence capabilities, extending the use of automation across core functions that insurers rely on to process claims, assess risk and administer policies. The move places the enterprise software and services group more directly in competition with a growing field of technology vendors targeting the insurance sector.

The expansion reflects a broader push by established IT providers to embed AI into industry-specific platforms rather than sell it as a standalone tool. For insurers, the appeal lies in reducing manual handling, shortening response times and improving the consistency of decisions taken at scale. Claims processing, underwriting support and customer service are among the areas where automation is most commonly applied.

DXC has built its business around long-term contracts with large organisations, including insurers that run complex legacy systems. Adding AI to an existing platform allows those customers to adopt new capabilities without replacing the systems that hold policy and claims data. That approach is likely to be central to how the company positions the update commercially.

The insurance industry has been relatively cautious about artificial intelligence compared with sectors such as retail and technology, partly because decisions about cover and payouts are subject to regulation and must be explainable. Vendors have responded by focusing on functions where automation can assist staff rather than replace them outright, including document review, fraud detection and the routing of claims to the right handler.

Competition in the market is intensifying. Global software companies, specialist insurance technology firms and cloud providers are all courting the same customers, and insurers are under pressure to demonstrate that technology spending produces measurable savings. Platform vendors argue that integrating AI into existing workflows is faster and less disruptive than building separate systems.

For DXC, the insurance sector represents a significant part of its enterprise software and services business. The company works with insurers across life, health, property and casualty lines, and its platform supports policy administration, billing and claims. Extending AI capabilities across those functions is intended to make the platform more attractive to both existing clients and insurers reviewing their technology suppliers.

The update also signals how enterprise technology firms are responding to demand for practical applications of AI. After a period in which much of the attention focused on general-purpose models, vendors are increasingly judged on whether their tools solve specific operational problems. In insurance, that means handling unstructured documents, identifying patterns in claims data and supporting faster decisions without removing human oversight.

Insurers are expected to weigh the benefits against concerns about data quality, integration with older systems and regulatory expectations. The pace of adoption is likely to vary by market and by line of business, with back-office functions typically moving faster than areas that directly determine pricing or coverage.

DXC has not disclosed the commercial terms of the expansion or identified specific customers. The company is expected to market the capabilities to insurers looking to modernise operations while retaining the core systems on which their businesses depend.

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